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A Lasting Power of Attorney or LPA is a legal document that allows you to give power to another person or persons so that they can conduct matters on your behalf. There are 2 types of LPA’s, a Health and wellbeing LPA which gives someone authority to make medical decisions on your behalf and a Property and Financial Affairs LPA which gives someone authority to make decisions regarding your money and property.
Property and Financial
This LPA can be used as soon as it is registered should you wish. It can be used, for example, to give someone else authority to buy or sell property for you if you are abroad. It also allows your Attorney to manage bank accounts, pay bills, collect pensions and make other financial decisions. It can be revoked when no longer necessary or if you wish to change Attorney.
Health and welfare
This LPA can only be used once you are unable to make your own decisions and allow your appointed person or persons to make medical decisions for you as well as decisions regarding your daily routine and moving into a care home.
For both of these LPAs you need to have the mental capacity to make the decision at the time of making the application. Once a person has lost mental capacity the only route for another person to make such decisions as these is to apply to the Court of Protection to be appointed as a Deputy. This is much more expensive, time-consuming, and difficult than making LPAs to prepare for the future.